Current Rates effective as of September 6, 2017


Savings Account Rates

 

Account

Minimum Balance

to Earn the Advertised APY*

Dividend Rate

APY*

Savings

$25.00

0.10%

0.10%

Secondary Shares

$0.00

0.10%

0.10%

IRA Shares

$10.00

0.10%

0.10%

Checking

$0.00

0.05%

0.05%

Christmas Club

$0.00

0.10%

0.10%

Vacation Club

$0.00

0.10%

0.10%

R.E. Tax Escrow

$0.00

0.10%

0.10%

Money Market

 

 

 

Tier 1

$25.00 to $2,499.99

0.10%

0.10%

Tier 2

$2,500.00 to 24,999.99

0.20%

0.20%

Tier 3

$25,000.00 to $49,999.99

0.30%

0.30%

Tier 4

$50,000.00 to $99,999.99

0.40%

0.40%

Tier 5

$100,000.00 and Over

0.45%

0.45%


*APY = Annual Percentage Yield

All of the accounts listed above are variable rate accounts meaning that the rate paid is subject to change after the account is opened. The minimum balance is the amount required to open and maintain an account. Interest/Dividends are paid at the stated rates on any amount on deposit according to the dividend calculation rules in the account disclosure. Fees may reduce earnings.

 

 

Certificate Specials

 

Account

Minimum Balance

to Earn the Advertised APY*

Dividend Rate

APY*

Nine Month

$1,000.00

0.65%

0.65%

Fifteen Month

$1,000.00

0.80%

0.80%

 

*APY = Annual Percentage Yield

The following certificates are eligible for IRA Accounts: One Year and Eighteen Month through Five Year.

 

 

Certificate Rates

 

Account

Minimum Balance

to Earn the Advertised APY*

Dividend Rate

APY*

Ninety-one Day

$5,000.00

0.20%

0.20%

Six Month

$1,000.00

0.30%

0.30%

One Year

$1,000.00

0.55%

0.55%

Eighteen Month

$1,000.00

0.60%

0.60%

Two Year

$1,000.00

0.85%

0.85%

Three Year

$1,000.00

1.10%

1.10%

Four Year

$1,000.00

1.19%

1.20%

Five Year

$1,000.00

1.49%

1.50%


The Certificates listed above are eligible for IRA Accounts: One Year and Eighteen Month through Five Year
*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal. The minimum balance is the amount required to open and maintain an account. Interest/Dividends are paid at the stated rates on any amount on deposit according to dividend calculation rules in the account disclosure. Fees may reduce earnings.